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Wednesday, March 24, 2021

What Is Medicare Advantage?


Medicare is a federally administered health insurance program that is primarily for people 65 or older, as well as those below that age threshold that have disabilities, and those with end-stage renal disease. It can be difficult to understand and unravel the complexities of Medicare coverage, but finding the right Medicare coverage can be very important to ensure you are maximizing this resource. Here, we will discuss one aspect of Medicare and that is Medicare Advantage.

What Is Medicare Advantage?

Medicare Advantage is a rather unique Medicare plan as it is a type of Medicare health insurance that is offered by private companies, as opposed to the federal government, that have been approved by Medicare. Also referred to as Medicare Part C plans, it is offered as an alternative to Original Medicare.


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Wednesday, March 17, 2021

Recognizing the Signs of Elder Abuse


If you have an older loved one in a nursing facility, it can be difficult to trust that others will look after them with the level of care, attention, and compassion that you want. Unfortunately, elder abuse and neglect are not as uncommon as we would all like to think. Here, we will discuss some warning signs to be on the look for that may mean your loved one has been the victim of elder abuse.


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Wednesday, March 10, 2021

When Siblings Cannot Agree on What Should Be Done with an Elderly Parent


Has the time come when you can no longer provide your aging parent with the care he or she needs? Is it time to move them to a nursing home or other long-term care facility? These are difficult questions to confront. The fact that a parent is getting older and has increasing needs can also be tough to process and everyone may do so in a different way. These are just some of the reasons talking to siblings about what should be done with an elderly parent can easily lead to disagreements and heated arguments.


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Wednesday, February 24, 2021

Incapacity Planning


Have you considered everything that can and should be addressed by an estate plan? It is much more than having a Last Will and Testament and providing for the proper distribution of your assets upon your death, although this is an important part of it. A strong estate plan is more comprehensive. It includes putting careful plans in place that help secure a future you want for yourself and your loved ones.


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Wednesday, February 17, 2021

How to Choose a Real Estate Attorney Near You


Are you about to buy or sell a home or other property? If so, you may want to start looking for a real estate attorney to assist you with the transaction. This, however, can feel like an overwhelming task in and of itself when you already have a lot to think about in regards to the real estate transaction alone. Here, we have some tips for you to assist you in the process of finding and selecting a real estate attorney near you.


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Wednesday, February 10, 2021

Why You Should Have an Attorney If You Are Buying a House


Buying a house is a big undertaking. Not only is it a substantial financial investment, but it is hopefully the place you will make a home for years to come. Because of this, you will likely want to do what you can to help ensure your best interests are protected throughout the process. This is one reason why it can be a good idea to have a


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Wednesday, February 3, 2021

Ways to Help Your Elderly Loved One Feel Less Isolated During the Pandemic


The past year has been one for the books, for sure. The persistence of the COVID-19 pandemic has changed our lives on so many levels. Unfortunately, the social distancing measures, while an integral part of keeping our loved ones safe and healthy, has had some intended consequences. For instance, the elderly population, at risk for feeling isolated even under the best of circumstances, has started feeling more isolated than ever. With friends and family under tight restrictions from visiting, your elder loved one may have been feeling increasingly lonely and isolated during the pandemic.


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Tuesday, January 26, 2021

The Role of a Real Estate Agent


Q: What are the benefits of hiring a real estate agent or broker?

If you’re considering buying or selling a home in New York or New Jersey, one of the first decisions you will likely make is whether or not to use the services of a real estate agent or broker. State laws and customs differ on the role of a real estate broker in a real estate transaction.

We’ve all heard of sellers going the “for sale by owner “route, which would bypass the broker. Some prospective home buyers also seek available homes to purchase on their own. In both situations, sellers and buyers likely feel they can save some money by cutting out the real estate broker’s commission, which is generally a small percentage of the purchase price.


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Tuesday, January 19, 2021

Estate Planning for Singles


Q: How is estate planning different for single people?

Very often, estate planning and retirement planning go hand-in-hand. Before your estate planning attorney can customize an estate plan for you, you’ll need to provide a clear picture of your finances – – including assets and liabilities. You also need to know how your property is held as that will impact how it can be transferred to someone else now or after you’re gone.


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Tuesday, January 12, 2021

Preparing Your Loved One for a Nursing Home During the Pandemic


It has never been easy to find the proper medical setting for an elderly individual you love. Knowing it will be difficult for your relative to live away from home in a communal setting, especially with medical and perhaps mental or psychiatric issues, you naturally want the very best care possible. Add to this the fact that the COVID-19 pandemic is ravaging the world, having hit nursing homes especially hard, and the task of finding a home for your loved one may seem overwhelming.

At Merlino & Gonzalez, where we frequently have clients from Staten Island and New Jersey facing this challenging situation, we have some advice about how to proceed. We know that once your relative reaches a point at which round the clock care is necessary, very few people have the time or stamina to tend him or her at home, and even fewer can afford to pay for ongoing private nursing care.


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Tuesday, January 5, 2021

How Can I Disinherit My Adult Child?


Family estrangement is not nearly as rare as you may think. Throughout the centuries, history, literature, and mythology have been dappled with ungrateful or malicious children who become estranged from their parents. Though most people don’t discuss major tears in their own family fabric, Scientific American reports that a recent study of young adults found that 17 percent were estranged from an immediate family member, often a parent.


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