Have you heard of an ABLE account? Many have not, but the New York ABLE legislation was signed into law in December 2015, providing a new savings plan under the New York Achieving a Better Life Experience program in order to give individuals with special needs the ability to maintain savings without jeopardizing their...

Q: How can having a special needs child impact a parent’s estate and retirement planning? It’s no secret that having a child with special needs often presents parents with financial and other challenges. Unlike other parents whose financial responsibility to their children generally ends in their early 20s once they’ve left the nest, special-needs parents...