Despite its name, a mechanic’s lien comes from home construction or remodeling work. The typical scenario involves a subcontractor or supplier who does not receive payment from the general contractor. The subcontractor or supplier tries and fails to work out payment with the general contractor and ultimately goes after the homeowner and the home...
Mechanic’s Lien: What to Know Before Buying the House Continue reading…
Category: Insurance
Insurance Policies You Do Not Need
Many of us view insurance as a necessary evil. The monthly premiums can be painful to see debited from your account. They can often total up into the thousands each year when you consider how many policies you have. You may have health, dental, auto, homeowner, life, long-term care, disability, and other policies to...
Insurance Policies You Do Not Need Continue reading…
Protect Yourself Before Disaster Strikes
Will my homeowners’ insurance protect me in the event of an earthquake?
Last year, Americans watched as hurricanes, fires, and earthquakes struck parts of the U.S. and abroad, inflicting massive damages on homes and people caught in their wake. These natural disasters have caused many of us to realize just how important it is to...
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You May Be Paying More for Car Insurance
What is a C.L.U.E. report?
Did you know that a 15-minute review of your driving record could save you 15 percent or more on your car insurance premiums? While this may sound like a car insurance advertisement, our New York attorneys at Merlino & Gonzalez are not advocating that you call a different insurance...
You May Be Paying More for Car Insurance Continue reading…