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Wednesday, September 1, 2021

Can You Be Paid as a Family Caregiver?


Being able to act as a caregiver to an aging or disabled family member can be a very fulfilling and rewarding endeavor. Family caregivers are able to make family members more comfortable as they age in place at home. While acting as a family caregiver has its own rewards, it can come with pretty substantial financial costs. Many family caregivers have to forego job opportunities or job advancement. Some need to stop working completely to meet the demands of serving as a family caregiver.


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Wednesday, September 1, 2021

Signs Your Parent May Need to Move to Long-Term Care


Watching our parents age and struggle with everything that can come along with the aging process can be difficult. It can be emotional, nerve-wracking, and anxiety-inducing. Sometimes, the needs of an aging parent may exceed the level of care that family and loved ones can provide. When this happens, it is likely time to move that parent to a


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Wednesday, July 28, 2021

What Is a Binder in Real Estate?


The complexities of real estate transactions can hardly be understated. Even those who have bought or sold a home in the past may feel overwhelmed when confronted with another real estate deal. Despite the complexities, however, it can be important to understand some of the basics.


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Wednesday, July 21, 2021

Do You Have to Pay Back Medicaid in New York?


Many rely on Medicaid to cover things like the often substantial cost of long-term care. A need-based program, Medicaid benefits are only available to those with limited assets and financial resources that fall below the qualification limits. With proper planning, a person can plan to qualify for Medicaid without having to spend down a lifetime of savings first. Medicaid planning, however, should also take into account Medicaid Payback as Medicaid will seek repayment for benefits distributed from a person’s estate.

Do You Have to Pay Back Medicaid in New York?

Family members morning the loss of a loved one may be more than surprised when they receive notice from the Medicaid Estate Recovery Program (MERP) that requests payment for benefits their deceased loved one received prior to passing away.


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Wednesday, July 14, 2021

What Do Home Inspectors Look for in New York?


Selling, and buying, a home can be an emotional rollercoaster. The highs and lows and worries can really take you for a ride. When you finally get that offer on your house, you may be excited and relieved, but then worry may start to set in.


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Wednesday, July 7, 2021

What Is Long-Term Care Planning?


Most Americans will need long-term care at some point in their lives. Long-term care can be extremely expensive and not something most people will be able to pay for out of pocket. Take these two facts together and you will clearly see the benefit of engaging in long-term care planning.


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Tuesday, June 29, 2021

Signs Your Elderly Parent May Be Ready for Memory Care


It can be a difficult thing to watch an elderly parent struggle with memory issues. Unfortunately, it can advance to the point where it is safer for your parent to enter into memory care. Those seniors with memory issues, whether it be due to dementia, Alzheimer’s, or something else, can be best served in specialized facilities equipped to handle the complexities associated with caring for a person with memory issues. If you have concerns about when the right time to have your parent move to memory care, here are some signs you can watch for that may signal they are ready for the transition.

Signs Your Elderly Parent May Be Ready for Memory Care

As we age, we may struggle with memory problems.


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Wednesday, June 23, 2021

Is It Time For Your Elderly Parent to Stop Driving?


For many older Americans, driving provides a much needed outlet to the outside world. It helps them remain connected to the community, go to the grocery store, and can come to represent what they may feel is dwindling freedom in their golden years. For these reasons, it can be difficult to talk to your elderly parent about the fact that it may be time for him or her to stop driving. There is likely to come a point where your elderly parent cannot safely operate a vehicle anymore. Despite how difficult giving up driving may be, the safety of your parent and others should be put first.


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Wednesday, June 16, 2021

The Danger of Gift Giving When It Comes to Long-Term Care Planning


To many, gift giving is a love language. It can bring so much joy to give someone a gift. There are, of course, some added benefits of gift giving that you may get, such as tax benefits and reducing the size of your taxable estate, among other things. If you are planning for long-term care, even as far into the future as 5 years from now, however, gift giving should be thoughtfully done as it can have some serious consequences on your plans to cover the cost of long-term care through Medicaid benefits eligibility. The majority of people in the U.


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Wednesday, June 9, 2021

A Novel Approach to Estate Planning


Q: Should I give my children their inheritance before I die?

New York and New Jersey estate planning attorneys know that everyone loves their children and wants the best for them. It’s what drives many parents to leave them a nice inheritance after they’re gone.

But is that the best—or only--strategy?

Some parents — who are fortunate enough to have the means to do so — are embracing a novel approach to estate planning in response to a book by a former Wall Street trader who revealed that he plans to spend down his entire retirement fund and won’t leave any of it to his children as an inheritance.


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