Divorce is a significant life change that affects nearly every part of your future. If you have an estate plan already in place, it can guide you through the changes you’ll need to make post-divorce. If you’ve already made a plan for which assets go where upon your death, that preparation might...
Planning for Long-Term Care: Key Steps to Take Early
It is never easy to imagine a time when you might need help with everyday tasks, but thinking ahead really matters. Long-term care costs keep climbing, and without a plan, families often end up stressed—financially and emotionally. By planning early, you can protect what you have worked for, learn your Medicaid options,...
What You Need to Know About Property Deeds in Estate Planning
Any real estate you own should be included in your estate plan. The way your property is titled through the deed determines what happens to it after you pass away. Many people focus on wills or trusts but overlook how the deed itself can affect ownership and how the property is transferred.
Why Elder Law Matters More Than Ever in Estate Planning
Living longer is a gift, but it also brings new challenges. Today’s families face rising healthcare costs, complex Medicaid rules, and the emotional challenge of caring for aging loved ones. Elder law attorneys help address those realities, ensuring your wishes are honored and your assets are preserved. For many families in...
A Guide for Real Estate Transactions for First-Time Buyers
Buying your first home is an exciting milestone, but it can also feel unfamiliar. Between contracts, inspections, and closing paperwork, there’s a lot to manage before you get the keys. With the proper legal guidance, the process can be transparent, efficient, and rewarding. At Merlino & Gonzalez, we help first-time buyers...
How Trusts Protect Your Assets from Probate and Taxes
Most families want to make things easier for their loved ones and preserve as much of their hard-earned assets as possible. A well-crafted trust can help achieve both goals. By placing certain property in a trust, you can ensure it passes smoothly to your beneficiaries while minimizing taxes and avoiding the...
3 Tips for Medicaid Planning in New York
The cost of long-term care in New York continues to rise, leaving many families wondering how to protect their savings and still get the care they need. Medicaid is one of the few programs that can help cover nursing home and home care costs—but qualifying isn’t automatic. With the proper planning, you...
Protecting Your Home in Your Estate Plan: What You Need to Know
Your home is where memories are made, family gathers, and security is built. It’s also one of the most valuable assets you’ll own in your lifetime, which makes ot essential to protect it with a well-conceived estate plan. Without a plan in place, New Jersey law will decide what happens to...
Understanding the Importance of a Will for Estate Planning
A will is the cornerstone of a solid estate plan. It tells your family what should happen with your property, who will be in charge, and who will care for minor children. Without one, New Jersey’s intestacy laws decide for you, which may not reflect your wishes. A clear will reduces...
Estate Planning for Parents in New York: Naming Guardians and Setting Up Trusts
For parents, creating an estate plan is one of the most meaningful ways to protect their children’s future. While no one likes to imagine a time when they won’t be there, having clear legal instructions ensures your wishes are followed and your children are cared for by the people you trust most.